Maui Blog - Georgina M. Hunter R(S): Georgina M. Hunter R(S) e-Pro Maui Real Estate Sales (Jim Sanders Realty Inc. - Maui)

mauirealeste .com gets a new home in Paia Maui - new north shore real estate offices

There's a lot of changes in the Paia Maui real estate world in the past few weeks.

We now have 3 new real estate offices in the north shore seaside town of Paia.  Is this a sign that the market is picking up again?  Maybe so.  

Coldwell Banker Island Properties packed their bags and abandoned ship here in Paia when the going got tough a few years ago, but now they have returned to a new location.  Welcome badk CBIP.

The Jalbert brothers of mauirealestate .com fame have split off from Jim Sanders Realty Inc. to start their own venture called the Maui Real Estate Team, at a small office in the former Ikeda Building on Baldwin Avenue.  Good luck with the new office Billy and Pete!


Maui real estate offices - Paia Maui HI 96779

Big Wave Realty is located in this cute little shack near the ocean, on Hana Highway.  This site is slated to be a new 2-story commercial development and it's on the market for $2M.  In the meantime they're selling Maui homes from this cozy shack.  Best wishes to April selling condos, houses and land on Maui!

AND...

Jim Sanders Realty Inc. is still here to help you whether buying or selling Maui properties.  Our brokerage is located at 137 Hana Highway, right next door to the internet cafe, and across the street from Charley's Restaurant.  Come on by if you're in the market for a new Maui home, and we'll see that you get the good service you deserve.

Jim Sanders Realty Inc - Paia Maui HI 96779

Georgina M. Hunter (RS) e-Pro (808) 283-0635

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779
(808) 579-8255  FAX: 579-9004

Search all Maui land and residential listings on my website... www.eastmaui.com

Tweet me on Twitter.com  @mauihunter

learn about Maui at www.MyMauiBlog.com
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Paia Maui homes for sale ~ Paia Maui dining and food stores ~ Oceanfront Maui properties for sale

Aloha from Maui.  "I want to help you reach your Real Estate goals"

 

Speechless Sunday - Paia Dharma Center flower, Paia Maui HI

Paia Dharma Center flower, Paia Maui HI

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779
(808) 579-8255  FAX: 579-9004

Looking for a place on Maui to grow?    Call THE HUNTER...
Georgina M. Hunter (RS) e-Pro (808) 283-0635, your Maui Realtor.

Search all land and residential listings on my website... www. eastmaui.com

Tweet me on Twitter.com  @mauihunter

read about Maui on www.MyMauiBlog.com
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Paia Maui homes for sale ~ Haiku Maui homes for sale ~ Oceanfront Maui properties for sale

Aloha from Maui.  "I want to help you reach your Real Estate goals"

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Whole Foods Market opens on Maui - big whoop!

Whole Foods Market opens in Kahului Maui 96732.  Grand Opening of Whole Foods Market on Maui.

We made it to the new Whole Foods Market on day 3 and the crowds were still pretty thick.  This is an exciting time for Maui - and we have been long anticipating the new upscale grocery store where the old Star Market used to be (at the Maui Mall).

They're open from 8 am to 9 pm daily.

Whole Foods Market opens on Maui - big whoop!

It's not a huge store by mainland standards ( only 26,366 sf), but they sure do pack a lot of good things in there.  Look at all that fresh local fruit!  They say they are using about 60 Maui vendors for things from Maui Gold pineapples to Surfing Goat Dairy goat cheese.  

Whole Foods Market opens in Kahului Maui - big whoop!

Once the crowds thin out I'm looking forward to spending more time browsing their selections.  The ready-to-eat items looked really tempting, and it's nice to have another good place to eat lunch in this town.

Whole Foods Market - Kahului Maui HI 96732

And just look at the view from the parking lot!  You'll find this store in the Maui Mall, along with Long's Drugs, and more. 

Thinking about relocating to Maui?  Here's some info to make your move easier... Maui relocation package.   KAHULUI MAUI MAP

SEARCH for homes for sale in Kahului Maui HI 96732  ~  SEARCH for homes for sale in Wailuku Maui HI 96793

tropical flowers for sale at Whole Foods Market, Maui HI

 

Call or EMAIL directly to The Hunter

Maui agent Georgina M. Hunter R(S) 808 283-0635

Team member: Jim Sanders Realty Inc.  Paia HI 96779

eastmaui.com for your maui real estate needs

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Not so Wordless Wednesday - Walgreens to open in Kahului Maui

Walgreens Pharmacy, Kahului Maui HI 96732

Walgreens will soon be opening their first store in Kahului Maui HI.  It's where the old Pizza Hut used to be at the corner of Kamehameha Ave and Puunene Ave.  This picture was taken about a week ago.  Hey it might already be open, but got lost in the brouhaha for the Whole Foods Market opening.

We already have some Walgreens on Maui, in Wailuku and Lahaina.

For more info about the Maui real estate market, contact a Maui Realtor like Georgina M. Hunter R(S) - 808 283-0635 - EMAIL ME

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Previous Short Sale? How soon can you get a loan???

 

If you have lost your home it doesn't mean you can't go right out and buy another.  Not all short sales are the same, and if you still have good credit, then you may qualify for an FHA loan.  Talk to your lender and see what they have to say.  Let me know if you need a list of local lenders here in Hawaii.

 

Via Cari & Doug Anderson (Diversified Mortgage Group):

east bay short sale informationAll of us in the real estate industry are acutely aware of the short sale phenomenon which has been prevalent for the past few years and is still going strong. The decline in home values have prompted many home owners to either negotiate a payoff for less than the amount they owe or even worse, to walk away altogether.

                While many home owners have fallen into this dilemma as a result of poor financial management, there is a distinct group who are forced into the short sale arena through nothing but bad luck. For instance, a home owner may be transferred out of the area and has no choice but to sell short. Other trigger events may include job loss or illness. After the dust settles and they have moved on, they may be wondering if they are destined to be renters for the next decade.

                Home financing these days falls into one of two categories: conventional and government (ie: FHA). Prior to 2008, most home loans closed were conventional due to lax underwriting guidelines. With those days behind us, FHA loans are the saving grace of the lending industry and account for a much larger share of loans originated today.

                For a potential buyer with a previous short sale, conventional loans would require the buyer to wait 4 years from the date of the short sale unless it can be proven that the short sale occurred due to circumstances beyond the buyer's control (see examples above) and the buyer had no derogatory credit prior to such circumstances. Then the wait would be 2 years.  

                So let's assume that a buyer had been transferred out of the area and had to short sell. Is he doomed to wait at least 2 years? Not if he applies for an FHA loan. In December, FHA announced its new policy regarding previous short sales. As long as a buyer was current on the mortgage and other debts at the time of the short sale, there is no waiting period to obtain a new FHA purchase loan.

                The point to remember with previous short sales is to document the reason behind it and to show the event occurred not as a result of financial mismanagement. As you can see, not all short sales are equal and through FHA financing, some buyers can reclaim homeownership faster than they may've thought!

                If you or anyone you know has faced a similar circumstance and would like more information, please contact us any time at (925) 964-1213.

                         Cari & Doug Anderson

Diversified Mortgage Group

CariAndDougLinkedIn  CariAndDoug Twitter CariAndDougRSS  CariAndDougStumble  CariAndDougDelicious   CariAndDougLinkedIn

CariAndDoug.com     Tri Valley Mortgage News     East Bay Mortgage News       

925.964.1213 Direct // 925.570.0611 Mobile 

Cari CA DRE 01220718  Doug CA DRE 01165309

 

Paia/Haiku Maui HI Real Estate Newsletter - February 2010

 

Paia/Haiku Maui Hawaii Real Estate Newsletter     -     February 2010


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The north shore Realtor Caravan this month was short and sweet, but high prices prevailed.  We could use some more good Haiku listings.  If you're thinking about selling, let's talk.  And don't forget to sign up for your FREE e-newsletters about Maui real estate.

Haiku Maui HI homes for sale 96708

 


1.    Chalet Style, Haiku  $539,000.00
- condominiumized chalet home on a fenced and cleared 1 acre parcel
- rustic 2BD/2BA home has open beam ceilings, plenty of windows and a cozy atmosphere

2.   Ship Shape, Upcountry  $1,795,000.00
- meticulously crafted and built to last, this glamorous 4BD/4.5BA home has many built-ins, loads of storage
- floor to ceiling window wall, catwalk, butler's pantry, 2 stairways to the upstairs, BBQ deck, porte cochere
- detached oversize cedar barn will hold a large boat, all on 2 landscaped acres

3.    Plantation Privacy, Spreckelsville  $1,995,000.00
- all usable 2 acre parcel is bermed and landscaped for privacy, fruit trees and tropical flowers
- single level 3BD/2BA home built in 2000 with plenty of old style charm and simplicity
- wood floors, central A/C, solar hot water, large covered lanai, gourmet kitchen
- detached oversize garage with exercise room and bathroom

4.    Plantation Estate, Peahi  $2,690,000.00
- brand new custom house and detached cottage on 2 all usable acres ocean-side of Hana Highway
- quality work and materials abound including travertine floors, granite counters, mahogany woodworkHaiku Maui homes for sale- motorized 21' sliding doors open up to the huge covered lanai with ocean views, perfect for entertaining
- this diamond in the rough needs some landscaping to make it into your own magical paradise
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Attention Maui farmers:  Hawaii Seed is hosting a seed exchange event this Sunday at the Kaunoa Senior Center in Spreckelsville.  Thi
s is the first event of its kind here on Maui and people are encouraged to bring in their own seeds and cuttings and take home something new for your home garden.  Admission is free, but guests should register first.  Contact Bonnie at 808 572-1865.  9am - 1pm
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Georgina M. Hunter (RS) e-Pro (808) 283-0635

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779
(808) 579-8255  FAX: 579-9004

Looking for a place to grow your own garden?    Call THE HUNTER...
Georgie Hunter, your Maui Realtor.

Search all land and residential listings on my website... www. eastmaui.com

Tweet me on Twitter.com  @mauihunter

read about Maui on www. MyMauiBlog.com
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Paia Maui homes for sale ~ Haiku Maui homes for sale ~ Oceanfront Maui properties for sale

Aloha from Maui.  "I want to help you reach your Real Estate goals"

 

 

Maui Architecture Firms - short list

 

Thanking about building a home on Maui?

 

 

architecture on Maui

Here's a short list of Maui Architecture Firms:


These are the biggest ones...

Riecke Sunnland Kono Architects Ltd.
33 Lono Ave. Suite 200
Kahului,  HI  96732
808 877-7688

GYA Architects Inc.
220 Imi Kala St.  Suite 201
Wailuku, HI  96793
808 242-4666

Hiyakumoto + Higuchi Architects Inc.
1860 Main St. 
Wailuku, HI  96793
808 242-9705

Kimmey Unabie Architects Ltd.
37 Kuapapa Pl. 
Kihei,  HI  96753
808 874-9015

 

If you need any help searching for a Maui home to buy, please let me know... I'm a licensed Realtor.

aloha from Maui - Georgina M. Hunter R(S) e-ProEMAIL ME 

call or text me today at 808 283-0635 - start your Maui Property Search

 

 

Maui Hawaii Real Estate Q & A - what's a Tsunami?

the Kuau shoreline - Maui north shore ocean views

 What's a TSUNAMI?

  • a series of ocean waves that can be a threat to residents of coastal areas
  • may last for several hours
  • may be generated by earthquakes nearby or far away
  • may come at any time with little or no warning
  • may be monitored by the Pacific Tsunami Warning Center (PTWS)

 

Today seems like a fitting day for this topic, with the 8.8 earthquake in Chile generating a wave that's coming our way here in Hawaii.

It's 9:40 am and we're under a tsunami warning, meaning we are expecting a tsunami around 11:30 am here on Maui, Hawaii.

Some parts of Maui have already been evacuated, as of very early this morning - see the civil defense notification here.

Are you prepared on Maui?  Take the preparedness test.  Look for the maps in your telephone book yellow pages which will show the historical food inundation zones.

Don't worry, there is a very loud WARNING SIREN located in coastal areas. There will probably be plenty of time to warn Hawaii residents of any impending tsunamis.

The siren is tested on or about the first day of the month, so don't be alarmed if you hear this. Simply tune in to any radio/TV station for instructions on evacuation procedure. The last tsunami on Maui's northshore was in 1964, caused by an earthquake in Alaska. Residents were warned, and no lives were lost. Strong earthquakes that originate in Hawaii are rare. Even if there is a tsunami warning, it doesn't mean there definitely will be a tsunami. In 1984 there was a "false alarm" and everyone waited for the big one that thankfully never came.

What does this have to do with real estate?  If you own oceanfront property on Maui, you'll want to know about tsunamis!  You will need flood insurance from the government.

Whatever you do, don't go down to the beach to pick up fish. And don't go surfing!

Aloha from Maui - STAY SAFE ~ Georgina M. Hunter R(S) e-Pro ~ EMAIL ~ 808 283-0635

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Maui Bus Service - Info you need to know

the Maui bus cruises by Hookipa Beach on Maui

Maui Bus Service - our Public Transportation

While doing a little research for somebody who's moving to Maui, I learned a lot about our emerging public transportation system on Maui.  The Maui bus service is growing and evolving to meet the needs of residents.  Not only is there a regular bus transit system, there is also a commuter service for people who need to get to work at the same time every day, far across the island.  I didn't know that!

If you need to get around on Maui and you don't have a car....  get on board, and get on the bus!  With 4 Central routes, 2 Upcountry routes, 4 west Maui routes, and 2 south Maui routes.





Some other interesting points:
  • the Upcountry and Haiku Islander routes include a stop at the Kahului Airport
  • surfboards are not allowed
  • pets must be enclosed in a cage 
  • the bus can carry 2 bicycles
  • $1 bus fare

Thanks for reading my Maui Blog ~ aloha from Maui 

Georgina M. Hunter R(S) e-ProEMAIL ME 

call or text me 808 283-0635 - start your Maui Property Search

other related posts:

 

Kula Maui HI Real Estate Newsletter - February 2010

Kula Maui Hawaii Real Estate Newsletter     -         February 2010

What is special about Kula that makes the real estate prices higher there?  It's probably the mild dry climate and the gorgeous bicoastal views from so many of the properties.  Being in the lee of Haleakala protects Kula from the wind and rain which we experience full blast on the north shore.  See if any of these Kula homes for sale on the February Realtor Caravan make you want to pack up and move to Kula.

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Kulamanu subdivision, Kula Maui HI 96790

1.    New Subdivision, Kula  $535,000.00
- 3.5 acre vacant lot with views of the central valley, Maalaea and Haleakala, makai of Kula Highway
- final subdivision pending for upcountry Maui's newest gated community with 35 view lots ranging from 2.5 to 25 acres

2.    Kula Manu, Kula  $950,000.00
- stunning bicoastal views from this almost new 2-story 3BD/3BA home at the top of the prestigious subdivision
- open floor plan, high ceilings, oversize granite kitchen island, fireplace, onyx and tile, 800 sf covered lanai

3.    Natural High, Kula  $995,000.00
- Henry Lindsey built this 4BD/3.5BA custom showpiece with plenty of covered and uncovered lanais
- enjoy sunsets and bicoastal views from all parts of the home which also has a den/office and family room
- built in BBQ area on downstairs deck, beautiful gourmet kitchen, great for entertaining
La Provence restaurant, Kula Maui HI 96790

4.   Gated Estate,  Kula  $1,650,000.00
- fully fenced and gated 2.12 acres with house, detached cottage and swimming pool, koi ponds and mature fruit trees
- 4BD/3BA 2-story main house was remodeled in 2007 and overlooks the pool and ocean views
- 1BD/1BA cottage is fenced off with it's own driveway and has been legally "condominiumized" for a separate sale

5.    Need Storage? Kula  $1,810,000.00
- huge sprawling 3BD/5BA home with over 4,200 sf interior space, huge lanai with hot tub, entertainment room, home office
- 3,000 sf shop with a 1,200 sf garage is ideal for car collectors or heavy equipment, 5.12 acres with fruit trees, flowers and bamboo
- detached 1BD/1.5BA cottage for a grounds keeper or rental

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Georgina M. Hunter (RS) e-Pro (808) 283-0635

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779
(808) 579-8255  FAX: 579-9004

Looking for a really exceptional Kula home?    Call THE HUNTER...
Georgie Hunter, your Maui Realtor

Search all land and residential listings on my website... www.eastmaui.com
Follow me on Twitter .... I'm @mauihunter

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search all KULA MAUI homes for sale  ~  Kula restaurants dining guide

Aloha from Maui.   "I want to help you reach your Real Estate goals."

 

 

Friday Funnies - the American diet

Friday Funnies - watch what you eat...

For  those of you who watch what you eat, here's the final word on nutrition and health.  It's a relief to know the truth after all those conflicting nutritional  studies.  

1. The Japanese eat very little fatJapanese noodle dish  
and suffer fewer heart attacks than Americans.


2. The Mexicans eat a lot of fat
       
and suffer fewer heart attacks than Americans. 

3. The Chinese drink very little red wine 
       
and suffer fewer heart attacks than Americans.


4. The Italians drink a lot of red wine
       
and suffer fewer heart attacks than Americans.

 
5. The Germans drink a lot of beer and eat lots of  sausages and fats  

       and suffer fewer heart attacks than Americans. 
    
CONCLUSION:

Eat and drink what you like.
Being American is apparently what kills you.

 

Paia Maui Hawaii dining ~ Haiku Maui Hawaii dining ~ Upcountry Maui Hawaii dining

 

video of Hale Kamaole Resort - Kihei Maui Hawaii 96753

Here's a short video I put together of the Hale Kamaole Resort in Kihei Maui Hawaii.  I wanted to show the grounds and buildings and the closeness of the beach.

It's a wonderful and friendly vacation resort on Maui's south shore, located directly across the road from Kamaole III Beach Park.

Learn more about Hale Kamaole by clicking the links provided below.

Hale Kamaole is one of the best run condo developments on Maui, with their own Home Owners Association website.  If you're interested, you can see what's happening by reading the meeting minutes and other condo related documents.

What's for sale at Hale Kamaole?  Unit 150 is a very nicely upgraded ground floor unit in a prime location near the back of the complex.  Most people who come through my open house say it's the nicest unit they have seen in there!  These are guests who are also staying at the complex, and have stayed in more than one unit over the years.  Don't pass up this opportunity to get your own Maui vacation condo while prices are low.

Georgina M. Hunter

For more info about the Maui real estate market, contact a Maui Realtor like Georgina M. Hunter R(S) - 808 283-0635 - EMAIL ME

Thanks for reading my Maui Blog!  Did you know you can receive my FREE South Maui condo newsletter each month?

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Maui Hawaii South Shore Condo Newsletter - February 2010

Maui Hawaii South Shore Condo Newsletter     -     February 2010

Just a reminder that these real estate newsletters also come in other flavors - Kula, Makawao/Pukalani, and Paia/Haiku.  Be sure to let me know if you'd like to stay up to date in those areas.

What's new in the South Maui condo market?  As usual, about 95 new condo listings since the January newsletter, and only 19 are bank owned or potential short sales.  The input of new listings seems to be holding steady, and total sales of units is up compared to last year.  As a resort destination, it's pretty hard to beat Maui.  Here are some selected new listings from Kihei and Wailea in the past month.

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Kihei Maui beach scene 967531.     Oceanfront Bargain, North Kihei  $135,900.00
- garden view 1BD/1BA condo in an oceanfront building with no vacation rentals
- bank owned property for sale, seller willing to help with closing costs too

2.     Entry Level, South Kihei  $175,000.00
- lovely 2BD/2BA starter condo on the quiet side of the complex
- tucked away off the main road, but short walk to beautiful beaches

3.    Original Condition, Central Kihei  $285,000.00
- upstairs corner 2BD/1BA vacation condo with some ocean view
- add your own touches and you'll have a good little condo to use and rent out

4.    Pre-Construction, Central Kihei  $359,900.00
- brand new 2BD/2BA 2nd floor unit with split A/C, CAT 5 wiring, granite counters

sandy beach in Kihei Maui HI 96753- heated salt water infinity pool, very close to dining and businesses, 1 block from beach

5.    Lock-off Feature, Wailea  $489,000.00
- desirable upper floor 2BD/2BA vacation condo with small ocean view
- bright and sunny, rent out one bedroom/bath and stay in the other!

6.    Just Listed, Wailea  $550,000.00
- walk to the beach from your own condo, sprawling oceanfront complex in Wailea
- 1BD/1BA vacation condo, garden view, priced for a quick sale

7.    Penthouse Bargain, North Kihei   $600,000.00
- 6th floor direct oceanfront 2BD/2BA unit with amazing views, sunsets and whale watching
- lots of tiled floors and mirrored walls, fully furnished and ready to start making income

Royal Mauian Resort - Kihei Maui HI 96753
8.    Views and Privacy, Wailea  $775,965.00
- spacious ground floor 2BD/2BA resort condo with an oversized lanai
- nicely furnished and decorated with Italian marble and granite throughout

9.    Oceanfront Penthouse, South Kihei   $1,450,000.00
-  contemporary 2BD/2BA top floor vacation condo with optimal ocean and beach views
- completely upgraded with travertine floors, soffitted ceilings, granite counters, top of the line appliances!

10.    Most Expensive, Wailea  $3,900,000.00
- beautifully remodeled 2BD/2BA front row unit, the closest to Ulua Beach
- gorgeous ocean views, quick access to the beachfront pool
- low density beachfront complex on 24 manicured acres

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kayaks on the beach in Wailea Maui HI
Georgina M. Hunter R(S) e-Pro
Paia, HI  96779  (808) 283-0635
Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779   (808) 579-8255  FAX: 579-9004

Looking for a luxurious resort condo?
Call THE HUNTER... Georgie Hunter, your Maui Realtor.

Search all condo and residential listings on my website...  www.eastmaui.com

Learn more about Maui by reading  MyMauiBlog.com
Search all Maui condos for sale by name.

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Aloha from Maui... "I want to help you reach your Real Estate goals."

 

Silent Saturday - Kahakuloa Village, Maui HI

Kahakuloa village, taken at the Kuakini Gallery, Maui HI.

Kahakuloa village, Maui HI

looking down over the village of Kahakuloa Maui HI

That's the Kuakini Gallery gift shop, where I took the top picture from.  If you're driving around West Maui, be sure to stop and enjoy the view.

If you need any help searching for a Maui home, please let me know... I'm a licensed Realtor.

aloha from Maui - Georgina M. Hunter R(S) e-Pro - EMAIL ME 

call or text me today at 808 283-0635 - start your Maui Property Search

other related posts:

 

 

 

 

 

Photo Fridays - more eye-popping tropical blooms in Haiku Maui Hawaii

TROPICAL FLOWERS FROM HAWAII

Remember the jade vines from Haiku Maui?  While I was there I took some more flower pictures.  It seems that people can't get enough of these tropical blooms, so I will share some more with you.  It's very easy to grow these plants in the warm climate of Haiku Maui.  With rainfall somewhere between 25-75 inches a year, and plenty of sunshine, Haiku encourages many plants to flower year round.  The brilliant colors of Hibiscus, Bird of Paradise, Croton, and Cotton are all shown here.  Palms of all kinds thrive in Haiku.  Citrus and avocado too.  

What kind of tropical plants would you grow if you lived in Hawaii?

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii

tropical flowers from Haiku Maui Hawaii


Georgina M. Hunter R(S) e-Pro   (808) 283-0635

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779 

Looking for a place in Haiku Maui?
Call THE HUNTER... Georgie Hunter, your Maui Realtor.

Search all land and residential listings on my website... www.eastmaui.com
Read more about Maui on MyMauiBlog.com

Aloha from Maui...   "I want to help you reach your Real Estate goals." 

 

 

Maui Real Estate Q & A - What's a TMK number?

Palms of Wailea Maui

Maui Real Estate Q & A - What's a TMK number?

When talking about Maui real estate we refer to parcels by their identifying TAX MAP KEY number, or TMK.  This is the unique number that the County of Maui assigns to each parcel of land.  There is only 1 TMK for each piece of real property, even condos.  Sometimes the County is a little slow in assigning these numbers to a new subdivision, and you might encounter a TBD in an MLS report, meaning To Be Determined.  Be sure to ask your Maui Realtor about what this means if you're buying that property.

The TMK is a 6 part number that's broken down into: Island; zone; section; plat; parcel; and condominium.  For example, a condo at the Palms of Wailea Resort will have the following sequence..  2-2-1-008-082-xxxx.  Maui island is a 2.  Kihei/Wailea is zone 2, section 1.  

There are only 4 zones on Maui.  Hana and Kipahulu and Keanae are all part of zone 1. On the north shore you have zones 2 and 3, Haiku, Paia and Spreckeslville, Kahului and Wailuku.  South Maui is zone 2 or 3.  Maalaea is zone 3.  West Maui is zone 4.

Whatever property you're looking for, you can search the Maui MLS from the comfort of your own home with the www.eastmaui.com property search feature.

 

Aloha from the north shore of Maui ~ Georgina M. Hunter R(S) e-Pro ~ 808 283-0635 

 

Other related posts:

Thanks for reading my Maui Blog!  I appreciate your comments too.

 

REMOVE THE FINANCING CONTINGENCY? NOT ON MY WATCH!

 

I think this topic is important.  A financing contingency is not something to take lightly.  I know buyers will balk at a developer's contract when they won't allow a financing contingency, and rightly so.  You need to take advantage of all the tools at your disposal when buying real estate, especially in today's market.

 

Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:

Bob Harris gives some good advice to home buyers considering buying distressed property.  However, when it comes to removing the financing contingency in an offer, buyers need to understand the risks.

WHAT IS THE JOB OF A BUYER'S AGENT??   We are engaged to help home buyers "find the house"??  Of course, but so much more.  When preparing a Contract of Sale, home buyers often rely on the advice of the agent about the meaning of the paragraphs in the Contract.  Agents MUST be careful and give the buyer the agent's best advice to protect the buyer.  Experienced agents learn through experience that what may appear simple in contract language may put the home buyer at risk. 

THINK TWICE ABOUT THE FINANCING CONTINGENCY.  The Financing Contingency is a paragraph in most Contract of Sale forms in the U.S.  I have learned from experience to never, never, never advise a buyer to remove a financing contingency. 

THE SELLER PREFERS OFFERS WITHOUT A FINANCING CONTINGENCY.  It's fairly routine these days for for banks, sellers and listing agents to expect that the financing contingency in a Contract of Sale will be removed as satisfied once the home buyer has been fully APPROVED for financing.  RISKY, RISKY

APPROVED  What does that mean?? 

The buyer has a letter that says the buyer is "Pre-Approved".   Based on this letter, the agent advises the buyer to write the Contract of Sale without a financing contingency.   The agent knows that the absence of the financing contingency will make the offer more appealing to the seller.   However, this is very risky advice.   It puts the buyer's earnest money at risk. 

Pre-Approval letters have "conditions" that protect the lender.  Most pre-approval letters have contingencies, conditions or disclaimers sufficient to protect the lender if the loan is not finally committed or funded and settlement doesn't take place. 

If the lender's Pre-Approval letter includes contingencies that protect the lender, why would a buyer remove the financing contingency that protect the buyer? 

"BUT LENN, IF THE LOAN IS PRE-APPROVED, DON'T WE KNOW THAT IT WILL CLOSE???"   NO, NO, NO, you do not.  What are some of the conditions that would prevent a loan from closing?

Change in the buyers financial profile through conditions totally out of the buyer's control, such as:

  • family tragedy
  • loss of job
  • reduction in income
  • reduction in credit score
  • loss of co-borrower
  • low appraisal
  • underwriter refuses to approve
  • underwriter requires supporting appraisal
  • lender doesn't provide FIRM COMMITMENT timely
  • home inspection reveals serious defects without a home inspection contingency
  • lender requires document(s) that borrower cannot locate timely

HOW IS THE BUYER AT RISK WITHOUT THE FINANCING CONTINGENCY?  Once a property is Under Contract with no contingencies:

THE LISTING AGENT IS LIKELY TO:

  • cease to market the property for sale
  • cease advertising the property for sale
  • change the status in the MLS to something other than ACTIVE
  • remove the key access or combo access to the property

THE SELLER IS LIKELY TO:

  • make moving preparation
  • accept another job out of the area
  • remove the property for sale from the market
  • cease to show the property to prospective home buyers
  • make financial commitment on another property

I'm not an attorney and I'm not giving legal advice.  I don't have to be.  Seems to me that if an agent is giving advice to a buyer/borrower about whether or not to remove the financing contingency, they need to think carefully about the risks to the buyer of that advice.

WHAT DOES THE FINANCING CONTINGENCY MEAN TO THE SELLER?  IT ISN'T OVER TILL IT'S OVER.  If the home buyer defaults, meaning doesn't close, the seller has lost opportunity to sell and may have incurred DAMAGES. The contract clearly puts the home buyer's EARNEST MONEY DEPOSIT at risk if the contract of sale doesn't close FOR ANY REASON if there is no FINANCING CONTINGENCY to protect the buyer/borrower.

 

                                                                                   RISKY ADVICE!

 Agent and Buyers

"Since you've been pre-approved, you don't need the Financing Contingency." 

AGENTS AND BROKERS SHOULD PRACTICE "RISK AVERSE" REAL ESTATE BROKERAGE.  Contingencies in contracts are there to protect one party or another.  The financing contingency protects the home buyer from the loss of their earnest money deposit in case the sale doesn't close as a result of the inability of the buyer to obtain financing.  

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988, Serving home buyers in Maryland and Northern Virginia. 

 

Just listed on Maui - homes, condos and land for sale

maui condos for sale, beachfront condos for sale

Just listed on Maui - homes, condos and land for sale

If you're looking to buy some property on Maui Hawaii, did you know you can search our Maui MLS database online?  You can search by area, property type, land size, number of bedrooms and bathrooms, and more.  REO and short sales too!  As a Maui Realtor, I have access to the new listings and can even set you up with automatic alerts for a specific type of property.  This is just my Maui blog - you really need to get over to my website to find your Maui home.

What are you looking for?  If you know what you want, it's very easy to set up a quick search and see what's available, then save the search and get updates daily.  All new listings that match your search can be in your inbox just as soon as they hit the market.  How about that?

To get started, do you know what part of Maui you want?  

When you find a listing you like, just click on the button for more information and I'll get that to you quickly.

When you're ready to buy, I'm here to help you with negotiations, and guide you through the escrow process.  I want to be on your team!

Georgina M. Hunter R(S) - your Maui real estate agent  

(808) 283-0635   SEARCH MAUI LISTINGS

Other related posts:

 

Makawao/Pukalani Maui HI Newsletter - January 2010

Makawao/Pukalani Maui Hawaii Real Estate Newsletter     -     January 2010
------------------------------------------------------------

Makawao Maui homes for saleDon't forget to sign up for these free e-newsletters about the Maui real estate market each month.   Just send me an email and I'll add your name to the list.


1.    Fenced Yard, Makawao  $389,000.00
- single level 3BD/1BA starter home right in town, remodeled kitchen, newer flooring
- back yard has tiered gardens, mature fruit trees, detached workshop with power

2.   Brand New, Pukalani  $419,000.00
- residential condo townhouse in a new development, never paint or roof your home again!
- this 3BD/2.5BA 2-story unit has a single car garage, A/C and upgraded flooring

3.    Extended Family, Haliimaile  $799,000.00
- expansive multi-level 6BD/4.5BA home that could be used as 2 units
- located between Paia and Makawao, half acre lot with fruit trees, flowers and huge shade trees, ocean views

Pukalani Maui homes for sale

4.    Super Cute, Makawao  $829,000.00
- charming 5BD/3BA custom house and 2BD/1BA cottage at the lower edge of town 
- wood floors, imperial plaster walls, Balinese style ceilings, French doors, outdoor shower

- unobstructed views of the north shore and Kahului, walk to restaurants, shops and galleries


5.    House and Cottage, Pukalani  $875,000.00
- like new 2-story 3BD/2.5BA home with garage, huge covered lanai upstairs
- detached cottage with garage downstairs and 2BD/1BA apartment upstairs
- plush lawn with play structure for the kids, newer subdivision with expensive homes
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Maui's Carden Academy has secured its future by buying the 3 acre parcel where it sits, just off the Kula Highway.  Previously they had rented this site for 10 years, but they were looking for a more permanent home.  Carden Academy was started here in the late 1990's and teaches kindergarten through 8th grade.  The school plans to do upgrades and repairs to the property now that they are staying.  If you're interested, you can reach them at 808 573-6651.

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Georgina M. Hunter R(S) e-Pro   (808) 283-0635

Jim Sanders Realty Inc.
PO Box 792050, Paia, HI  96779   (808) 579-8255  FAX: 579-9004

Looking for a townhouse?
Call THE HUNTER... Georgie Hunter, your Maui Realtor.

Search all land and residential listings on my website... www.eastmaui.com
Read more about Maui on MyMauiBlog.com

MAKAWAO Maui homes for sale ~ PUKALANI Maui homes for sale

Aloha from Maui...   "I want to help you reach your Real Estate goals." 

 

 

Maui Banking - Maui Credit Unions

Maui Banking - Maui Credit Unions

When it comes to shopping for a mortgage for your Maui home, you have some choices: an online lender; a Hawaii mortgage broker; a local bank or credit union.

If you're looking for an alternative to the big banks here on Maui, why not consider a credit union?  This list of Maui credit unions is a good place to start.  Some of them, like these 3, have employer requirements, meaning they require members to be employed by the federal, state or county government, select Maui companies, or the Maui Department of Education.  If you work for Uncle Sam, you probably already know if you're eligible for one of these options.

Maui County FCU

1888 Wili Pa Loop

$$$

Wailuku Hi  96793

www.mauicountyfcu.org

808 244-7968 

 

 

Maui FCU

107 E. Wakea Ave.

Kahului HI 96732

www.mauifcu.com

808 873-5050

 

Maui Teachers FCU

2145 Wells St, Ste 101   

Wailuku HI  96793

808 242-2997

 

The following Maui credit unions are not so strict but would like if you live and work on Maui, or attend school or worship in a certain district.  Why not contact them and see what they have to offer?

 

Valley Isle Community FCU

160 Paahana St.make a note

Kahului Hi  96732

www.vicfcu.org

 

 

Kahului FCU

25 W. Kamehameha Ave.

Kahului Hi  96732

808 871-7705

 

Wailuku FCU

175 N. Market St.   

Wailuku HI  96793

808 242-7981

 

Kula Community FCU

137 Kalepa Pl.

Kahului Hi  96732

808 871-7710

 

West Maui Community FCU

349 Lahainaluna Rd.

Lahaina Hi  96761

808 661-4825

If you need any help searching for a Maui home, please let me know... I'm a licensed Realtor.

aloha from Maui - Georgina M. Hunter R(S) e-Pro - EMAIL ME 

call or text me today at 808 283-0635 - start your Maui Property Search

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